I do not recommend or give financial advise. I only comment on the markets and the moves I make. I have been generally negative on equities (especially US and European equities and especially financials) for close to a year now and have been a net seller of equities at opportune moments over the past 6+ months. Wish iShares had a Russian Ruble, Chinese Yuan, Israeli Shekel, Ukrainian Grivna, Indian Rupee and Saudi Riyal funds. These are not easy currencies to trade, but these are all interesting.